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Capital OS · LivePRIME 8.50%SOFR 5.32%10Y 4.41%FUNDING LANES OPEN · 247 LENDERSFED MEETING 14D
AI Funding Operating System

See what banks see before you apply.

FundingCube™ scores your readiness, builds your roadmap, and routes you to the lenders most likely to approve — across consumer, business, SBA, and real estate.

Bank-grade encryption200+ lender networkNo hard pull

Readiness Score

782

+34 last 30d

Approval probability

84%

Funding probability

71%

Best timing

Now

Risk level

Low

Cubi · Cut utilization 41% → 29%

Titan · 0% intro card eligible

Atlas · SBA timing window opens 14d

The Stack

Everything underwriters look at.

Each module reports into the Council. Each finding becomes a task. Each task moves your score.

Funding Readiness™

Score, gaps, and the next moves — quantified.

Consumer Credit Cube™

FICO simulation, utilization plans, disputes.

Business Credit Cube™

EIN, DUNS, vendor tiers, Paydex.

Atlas Underwriting™

Approval probability and lender match.

Identity Theft Recovery

Sienna leads the response playbook.

Document Vault

Bank statements, tax returns, formation docs.

The Path

Four steps to capital.

01

Run the assessment

Five minutes, real signals. No SSN pull, no hard inquiries.

02

Meet the Council

Cubi, Titan, Atlas, and Sienna brief you on your path.

03

Execute the roadmap

Today / Week / Month / Quarter — every task scored.

04

Apply with confidence

Lender-matched, timing-optimized, risk-priced.

Capital, on conduct

Stop guessing. Start qualifying.