Module 04 · Utilization Optimizer
Engineer your utilization. Engineer your score.
Bureaus reward sub-9% statement-cut utilization. We model per-account paydowns, projected score lift, and the unlock in funding capacity.
Snapshot
Aggregate utilization
0Ideal
Total Limit
$0
Total Balance
$0
Utilization
0.0%
Tradelines
Revolving accounts
Add at least one revolving account to model utilization.